As the cost of living in Britain continues to become a challenge for the common people, the government has once again brought relief for the needy. The United Kingdom’s Department for Work and Pensions (DWP) has confirmed that the second cost of living payment of £300 will be deposited in the bank accounts of eligible citizens in June 2025. This assistance amount is specifically for those who are already receiving Universal Credit, Pension Credit or other eligible benefits.
In this article, we will know who will get this amount of £300, when it will be available and what preparations will have to be made for it. This help is not just financial support but can prove to be a lifeline for thousands of needy families.
Key details at a glance
To better understand this government assistance, let us first look at some basic facts:
| Point | Details |
|---|---|
| Payment Amount | £300 |
| Payment Dates | Between 12 June and 28 June 2025 |
| Eligible Benefits | Universal Credit, Pension Credit, Tax Credits, Income-based JSA/ESA, Income Support |
| Application Required | No |
| Payment Method | Direct deposit to bank account |
| More Information | gov.uk |
This assistance amount is part of the government’s comprehensive strategy, which aims to reduce the burden of rising inflation.
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Who are eligible? – Detailed eligibility
If you’re wondering whether you’ll get this money, the first thing you need to do is check if you were receiving any of the following benefits, particularly during that assessment period (the dates of which will be announced soon):
- Universal Credit (including shared claims)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Pension Credit
- Income Support
- Working Tax Credit or Child Tax Credit (administered by HMRC)
Note: If you’re only receiving contribution-based JSA or ESA, you won’t be eligible for this payment — unless it also includes an income-based element.
This structure aims to ensure that support reaches those who are really most at risk — the elderly, low-income families, and the unemployed or partially employed.
Payment timelines: dates and process
The government has confirmed that this payment will be deposited directly into eligible citizens’ bank accounts between 12 June and 28 June 2025. You may see references such as “DWP COL” or “HMRC COLS” on your bank statement to identify the payment.
There is no need to make a separate application, but there are a few things to make sure of:
- Your benefit claim must be active.
- Update bank account details if they have changed.
- Keep important information such as moving house, adding a family member, etc. informed of this payment to the DWP or HMRC.
What is the purpose of this payment?
The £300 amount is not just an extra amount of money – it is a ray of hope for families who are living under the pressure of ever-rising living costs. Here’s how this payment helps:
| Expense Category | How It Helps |
|---|---|
| Utilities (Electricity & Water) | Reduces the burden of energy bills |
| Groceries | Supports purchase of food and essentials |
| Transport | Covers public transport or fuel costs |
| Childcare | Assists with after-school care or supplies |
| Healthcare Expenses | Helps with medicines and medical services |
For thousands of families, this support acts as a ‘buffer’, allowing them to meet the essentials.
Other support schemes running alongside
This £300 payment is not a stand-alone payment but part of a number of government schemes that combine to form a wider social safety net:
- Warm Home Discount: To reduce heating costs in winter.
- Winter Fuel Payment: Additional support for the elderly during the cold season.
- Household Support Fund: Emergency support through local councils.
- Free School Meals: Food vouchers for children during the holidays.
These schemes aim to ensure that no family is left alone in times of crisis.
How to prepare yourself?
June 2025 is not far away, and even though the government is doling out this support, it is your responsibility to use this money properly. If you’re eligible, here are a few things to keep in mind:
- Stay tuned to government websites or news updates.
- Check the status of your Universal Credit or other benefits regularly.
- If something looks fishy (like a missed payment), contact the DWP immediately.
ALSO READ: £250 Cost of Living Boost Coming Soon for UK Families
Conclusion: can £300 cover your needs?
With the cost of everything skyrocketing — whether it’s food, electricity or children’s needs — this £300 cost of living payment is a much-needed relief. Not only will it give you some breathing room in your budget, but it also shows the government cares about those most affected.
If you’ve applied for benefits in time and meet the eligibility criteria, this support will arrive in your account on the due dates. It’s important to use this money wisely — to help you and your family better cope with the current crisis.
FAQs
Q. When will the £300 Cost of Living Payment be made?
A. Payments will be issued between 12 June and 28 June 2025.
Q. Do I need to apply to get the £300 payment?
A. No, the payment will be made automatically if you are eligible.
Q. Who is eligible for the £300 payment?
A. Recipients of Universal Credit, Pension Credit, Tax Credits, Income-based JSA/ESA, or Income Support are eligible.
Q. How will I receive the payment?
A. The £300 will be directly deposited into your bank account.
Q. Where can I find more information?
A. Visit the official UK government website: gov.uk.
